
The APYs increase the longer you’re willing to commit your money. A 360 Performance Savings account is a good complement to a 360 Checking account. Customers can set up automatic transfers to maximize their savings efforts. It’s also a top savings account to help you meet other savings goals, like a family vacation or your child’s college education. This no-fee savings account is a great place to keep your emergency fund. As with other Capital One accounts, there is no minimum opening deposit and no minimum balance requirement. The Capital One 360 Performance Savings Account is a high-yield savings account that earns 4.15% APY. Customers can set up online bill pay with their Capital One checking account, too. If that’s not enough, Capital One checking accounts also earn 0.10% on all balance tiers-lower than what some of the best checking accounts offer, but still above the national average, according to the FDIC. Each account comes with a 360 Checking Mastercard debit card, a complimentary first checkbook, no minimum opening deposit and no ongoing balance requirements.Ĭapital One also offers three overdraft options for its 360 Checking accounts: Checkingįor your checking needs, there is the Capital One 360 Checking Account. Capital One also provides CDs, auto loans and a wide variety of credit cards with no foreign transaction fees. You’ll find a simplified checking and savings portfolio, but the account offerings are competitive compared to most banks.
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Web access is needed to use the mobile app.Īs of, the Capital One mobile app has a 4.8/5 star rating on Apple’s App Store from 4.9M ratings, and is ranked #10 in the Finance App category.īanking, Credit Card and Auto Finance products and services are offered by the Capital One family of companies, including Capital One, N.A., Member FDIC.Capital One 360 banking offers the high interest rates of an online challenger bank plus the convenience of a broad ATM network and branches for in-person deposits and payments. Capital One customers are responsible for regularly checking their account statements. You must activate CreditWise by accepting the Terms & Conditions in order to access tools and features, including alerts.Įno is learning all the time and may not catch everything. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies. The availability of the CreditWise tool depends on our ability to obtain your credit history from TransUnion.


Your CreditWise score is a good measure of your overall credit health, but it is not likely to be the same score used by creditors. The score provided in the CreditWise tool is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many credit scoring models. Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC. To receive instant purchase notifications, you must turn them on in the Capital One mobile app and enable push notifications in your device settings.

Some activity may continue after Card Lock, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
